4 Equal Payments! With Play as You Pay, you can buy more gear now by spreading your order total across four payments. No paperwork, no waiting, and no interest! Use your own credit card to make the first payment up front and the remainder in three equal monthly installments. Available on most orders of $349 or more.				Order      Payment Plan $349       4 Payments of $87.25 $395       4 Payments of $98.75 $495       4 Payments of $123.75 $595       4 Payments of $148.75 $695       4 Payments of $173.75 $795       4 Payments of $198.75 $895       4 Payments of $223.75 $995       4 Payments of $248.75 $1,495    4 Payments of $373.75 $1,995    4 Payments of $498.75

Installment Payment Plan Agreement

The merchandise total for your order will be split into four equal payments. The initial payment will be charged to your credit card at the time your order ships. Shipping charges, processing fees and taxes, if applicable, will be added to your initial payment. Subsequent installments will be charged to your credit card 30, 60 and 90 days after shipment of the items.

A one-time processing fee will be charged based on the size of your order:

zZounds Music will not charge you interest on your purchases.

Purchases made via the Installment Payment Plan are limited to $2,000 in merchandise. If your order exceeds $2,000, the amount in excess of $2,000 will be added to your initial payment.

Payment must be made with a VISA, Mastercard, American Express, or Discover credit card, drawn on a U.S. bank. Only orders shipped to the United States are eligible for this program.

By proceeding with your order, you agree to maintain the credit line on the card you have provided so that subsequent installments can be billed to that card. If the card expires or is replaced, you agree to notify zZounds Customer Service and supply an alternative card with the necessary funds available. If a charge cannot be made on your card for any scheduled installment, zZounds may charge you a late payment fee of up to $15 per installment.

The decision to offer you the Installment Payment Plan may be based on information requested from a credit reporting agency. Upon written or email request, zZounds Customer Service can provide you with information on the credit agency used for the purposes of the zZounds installment Payment Plan program.

Certain items are excluded from the Installment Payment Plan, including but not limited to all Apple products and gift certificates.

If you do not agree with the terms of this Agreement in its entirety, you may cancel your order. Or, if your order has already shipped, you may return it unopened and unused within three days of delivery without cost or obligation by contacting zZounds Customer Service at 800-493-3945. Except for the exceptions listed below, all standard return policies apply. See http://www.zzounds.com/returns for our return policies.

The Installment Payment Plan offer is governed by the laws of the State of New Jersey.

Return Policy Exceptions

In the event that you receive a defective or damaged product, please notify us immediately, and we will email you a prepaid return label:

• If you want an identical replacement for the defective or damaged product immediately, we will authorize your credit card for the full price of the replacement item before shipping it to you. We will not redeem the authorization as an actual charge unless we are unable to track your return shipment to us within seven days.
• If you do not want us to place an authorization on your credit card for the full price of the replacement item, you must return the damaged or defective product to us before we will ship you a replacement item. We will email the label immediately upon request. The replacement item will not ship until we have confirmed the original item is en route to our warehouse via UPS.com.